Are you just starting out or buying property for the first time?
So you have a good job and a small amount of savings and you want to escape the rental rat race. We understand that you are aware that rent is just dead money. You are feeling that paying rent is just buying a property for the landlord. After a bit of research you realise that the loan repayments to buy the same type of place you are renting is nearly the same. So you want to see if you can get a loan to do this. This is great, we totally understand this.
There are quite a few lenders that we work with to achieve this, they each have slightly different rules. You may discover terms such as genuine savings, good rental conduct and family guarantee when investigating options. What we do is find the lender whose rules match your situation and then negotiate with them to equal or better the interest of their competitors. If they won’t do it we move to the next best match and try with them. It is a bit time consuming but we get just as big a thrill as you when we get a lender whose rules match you that is prepared to offer a market leading loan product, often much different to what they advertise. Everybody deserves a great solution.
So where to from here? Our advice is to get all the free stuff done first before committing any of your hard earned cash to anyone. The great news is that we don’t charge you any fees so contacting us will cost you nothing, just fill in in the contact box below (or call on 1300 396 220) and tell us your story.
Once you contact us we will arrange a suitable time to chat over the phone about your situation and book an optional meeting (for us to explain your options). This takes about 15 minutes and covers basis stuff like who you are, financial details, what you want from your future lender and what you want in a loan. From this we use our fabulous software to review over 1,400 loan products (from 42 lenders) to see what is available for you that meets your criteria. This report is yours to keep free of charge and provides a great research starting point for all borrowers. We explain this report in detail at our first meeting.
When the time comes to proceed we not only look after the loan application but we also ensure that others involved in the process are kept on track (eg Solicitors, valuers and agents). Please check out our reviews, we are quite proud of these as you don’t get that many great reviews unless you are doing things really well.
This is not your first property purchase, you are established, perhaps with family looking.. READ MORE
