More than Just a Home Loan
When financing property in Pottsville, it can become an overwhelming thought process to try and work it all out on your own. Whereas, our Pottsville mortgage broker understands that there is lots to consider and with a simple initial 15 minute phone call we can gather basic information from you. This will assist us to review your unique situation via an analysis and uncover for you your potential savings. At your first meeting, your Pottsville mortgage broker will have available a report to show you comparisons with the lenders and the competitive options that would be suitable to your situation. We will gladly leave this obligation free information with you to keep along with the education and expert advice provided for issues facing your purchase in Pottsville.
Pottsville Mortgage Broker
A Davies Home Loans mortgage broker has access to over 35 lenders for various loans ranging from home loans and investment loans to commercial loans and business loans. Our Pottsville mortgage brokers takes you that step closer in one go in being able to having access to those 35 lenders. This is much better than visiting or calling 35 different places and is a great way to start your journey, even if you decide to go DIY down the track.
Serving Tweed Heads & Northern Rivers
We Understand
As you go to purchase a property in Pottsville you are making a very big decision. Once you decide on the price tag, this is where the costs will begin to add up, particularly when your loan is over a 30 year period. This is also where you need to consider the process of setting everything up. As we have done this ourselves, we understand and can help. Pottsville is a wonderful place to bring up a family and buying your own home allows you to get out of the renting cycle. You want to buy your dream home or begin to invest for you future buy having an investment home. So this is where our Pottsville Mortgage Broker will assist with the fine print of the costs involved and know how to explain them in simple English.
Our Pottsville mortgage broker has been in the industry for quite some time and have also borrowed for their own homes themselves. This allows them to have experienced what hidden costs to look for and dealing with various institutions and their red tape. It’s not always about finding the quickest approval and simple process as this is where some higher costs can come to light. Our mortgage brokers will fight for the best loan suitable for your situation as we then know we have helped you achieve your goal of buying a home.
Pottsville Mortgage Brokers Helping You
With one of our experienced mortgage brokers you are in great hands in knowing that they are there to find you the most cost effective loan for you and your situation. They have access to a great software system that will research over 1,400 different loan products we have available. This will then provide you not just with the positives but also the negatives of those options chosen. Certainly, you can attempt to do this yourself on the internet and you will certainly see the ‘good stuff’ as the banks call it, but you may not see their full list of ‘bad stuff’ either. Fortunately though, with our Pottsville Mortgage Broker on your side, this will be a much easier and simpler process.
Area Profile
In September 2024 the median property price for a house was $1,290,000 with annual capital growth of 3.41%. There were 95 house sales in the past 12 months. On average, houses spend 61 days on market.
If you’re thinking about buying an investment property in Pottsville, consider that rental yields for houses are currently 3.60% with an average median rent of $850 weekly. Houses have seen 2.08% growth in the past quarter, and 3.41% growth in the past 12 months.
The size of Pottsville is approximately 12.8 square kilometres. It has 20 parks covering nearly 6.8% of total area. The population of Pottsville in 2011 was 5,734 people. By 2016 the population was 6,713 showing a population growth of 17.1% in the area during that time. The predominant age group in Pottsville is 0-9 years.
Households in Pottsville are primarily couples with children and are likely to be repaying $1800 – $2399 per month on mortgage repayments. In general, people in Pottsville work in a professional occupation. In 2011, 67.8% of the homes in Pottsville were owner-occupied compared with 70.6% in 2016.
Settlement history
Settlement of the area dates from the 1840s, with land used mainly for timber-getting. Land became used more for dairy farming from the late 1800s. Significant development did not occur until the 1970s, with substantial growth from the late 1980s, particularly in Pottsville. Rapid growth continued from the early 1990s, with the population almost trebling between 1991 and 2011 as large numbers of new dwellings were added to the area.
Land use
South Coast – Pottsville encompasses rural, rural-residential and growing residential and holiday areas. Rural land is used largely for sugar cane growing and cattle grazing.
Contact our Pottsville Mortgage Broker today on 1300396220.