Kingscliff Mortgage Broker

We Understand

We understand that buying a home in Kingscliff is a big deal.  Whether you are escaping the rental rat race or upgrading, you still want the comfort from having a specialist look after you.  Davies Home Loans has a Kingscliff Mortgage Broker is ready to help you achieve your dream.  As many areas around Kingscliff have relatively newly built homes, unknown costs can be hurting those people as the loan that was great for construction is nearly always not the best home loan in the long term.  We understand that even when people are happy with their loan they just want to check what’s out there and we are willing to help you do this.

We know that when you start looking for a home loan, that the first thing you encounter is an industry pushing an interest rate, which can divert the focus away from you.  Our Kingscliff Mortgage Brokers bring the focus back to you and what you hope to achieve.  They will take time to understand your circumstances and make sure you get a loan that suits your needs.  The final step is, of course, approaching the lender that suits you best to match or better the rate offered by its competitors.  This way you get the best of both worlds, great product and great rate.

mortgage broker kingscliff
finance lender tweed heads

Serving Kingscliff & Northern Rivers

Kingscliff Mortgage Brokers helping you

Every industry nowadays has specialist software and home loans are no different.  Our Kingscliff Mortgage Broker has access to over 1000 different loan products and our software is updated daily with different lender specials and policy changes.  With this information we are able to enter specific details to search through the data and shortlist lenders that suit you.  What makes us different is that we combine this with knowledge about you to help refine these further.  We then present you with a comparison report showing the good and bad points of selected loans that is used as an initial discussion point to ensure we understand what you want.  Doing this yourself, via the internet, will typically only reveal the favorable things about a home loan (bad news makes poor advertising).  To truly discover everything about a loan, you would need to request and read countless product disclosure documents and terms and conditions booklets or purchase expensive software (as we have).   With our Kingscliff Mortgage Broker on your team things become a lot easier for you.

More than just a home loan

So how does it all work?  The first step is a phone call to us.  We will then collect basic information about you in four main areas; your contact details, financial information, what you want from your future lender and what you want from your future loan.  This takes about 15 mins and ensures that when you meet your Kingscliff mortgage broker arrives at your first meeting, they have already looked at what is available and printed a comparison report for you.  This means that the first meeting is productive and does not waste your time.  Meetings are available by video or in our Tweed Heads South office (near Bunnings).

You could just keep the comparison report and go direct to the bank of your choice without further help from us, but why would you?  We do not charge a brokerage fee for our services, similarly the bank loan officer does not charge you for their wages, as both are paid by the lender you choose.

Kingscliff Mortgage Broker

As we education and property purchasing strategies.  We understand that the home loan process can be confusing and there is nothing worse than discovering a better way after you have already spent your money. When you meet with us, it is like having visiting over 35 different lenders all at once.  We understand your time is important and that you appreciate good service.

We look forward to helping you

No Cost to You

Davies Home Loans Mortgage Brokers do not charge a brokerage fee to help you. We can do this as we will get paid by the lender you chose. Unlike the loan officer in a branch that gets a salary, we invoice the lender under a commission model. Effectively the banks are outsourcing the loan officer job to us for your loan.  Banks actually really need mortgage brokers help as they only hire enough loan officers to handle about 50% of all loans.  Either way the bank pays, but with us, you get the option of many lenders and you get the convenience of us being right here in the Tweed Region.

More than just a home loan

Our Banora Point mortgage brokers know that there is a lot to consider when financing property in Banora Point and with so many choices out there it can be daunting to work it all out. A simple 15 minute phone call, where we collect your basic information will allow us to conduct an analysis of your unique situation and reveal potential savings to you. Your Banora Point mortgage broker will provide you with a comparison report on competitive lenders matching your situation at our first meeting. You get to retain this information obligation free along with our expert advice and education on issues facing the area.

Banora Point Area Profile

The size of Banora Point suburb is approximately 12 square kilometres. It has 8 parks covering nearly 5% of total area.  The population of Banora Point in 2006 was 11,249 people. By 2011 the population was 15,043 showing a population growth of 33% in the area during that time. The predominant age group in Banora Point is 0-14 years. Households in Banora Point are primarily childless couples and are likely to be repaying between $1800 – $2400 per month on mortgage repayments. In general, people in Banora Point work in a non-specific occupation. In 2006, 75.3% of the homes in Banora Point were owner-occupied compared with 74.3% in 2011. Currently the median sales price of houses in the area is 495,000.

Settlement history

Settlement of the area dates from the 1840s, with land used mainly for timber-getting, farming and grazing, with some fishing. Population was minimal until the late 1860s, with growth during the late 1800s and early 1900s. Significant development occurred from the post-war years, particularly during the 1970s and 1980s, as the area became a popular tourist and retirement area. Rapid growth took place from the early 1990s, with the population doubling between 1991 and 2006, a result of large numbers of new dwellings being added to the area, particularly in Banora Point. Growth slowed between 2006 and 2011 as fewer new dwellings were added. (ref: http://profile.id.com.au/tweed/home)

Land use

Tweed Heads South – Banora Point is a growing residential and tourist area, with some industrial and commercial land use.

We look forward to helping you. Please contact us to find out more about our 2486 Banora Point mortgage broker services.

Testimonials

Helen Simkins
Helen Simkins
21. June, 2022.
Greg and Narelle Davies and team provide a stellar service. I have used them for both my original home loan and a recent refinance of the loan also. Their care and communication has been above and beyond our expectations across the board. Putting our most important financial decisions into their hands has been nothing short of exceptional and we wholeheartedly recommend their services
Edwina Waddell
Edwina Waddell
1. June, 2022.
Went over and above to help us buy our dream. Thank you!
Marina Chiovetti
Marina Chiovetti
1. June, 2022.
"Greg and his team have helped us find mortgages for two of our very tricky properties in an unconventional lending scenario. In both instances, Greg came through when we thought we had no options left. We are very grateful to have Greg and his crew working on our property team. Thanks Greg! We have breathed so many sighs of relief when the phone rings and you're at the other end. You have been a tremendous help on our property journey!"
Andrew R
Andrew R
17. May, 2022.
Thanks Greg for getting the outcome we wanted in these challenging times. Your team did an outstanding job from the beginning to the settlement. Thanks again, Andrew
Bethany Collingwood
Bethany Collingwood
7. April, 2022.
The team at Greg Davies Home Loans were amazing, I’m a first home buyer and honestly didn’t know anything to do with the whole process. They were really kind and helpful guiding me along the whole process and not once did I feel I couldn’t ask about anything I needed help with or made to feel I was asking stupid questions. They also kept me in the loop with everything that was going which to me was amazing. Will 100% be recommending to anyone I know looking for loan broker.
Rachel J Weller
Rachel J Weller
15. March, 2022.
The team at Davies Home Loans are amazing! so helpful, communicated with me throughout the whole process, and were always so friendly! I was a first home buyer and they made me feel very supported and informed. thankyou!
Phil
Phil
9. February, 2022.
This Mortgage Broker understand the needs of it clients. The service provided to me and my wife was outstanding. I will continue too use there services moving forward and highly recommend to all that need financial advice.
Karen Betts
Karen Betts
5. January, 2022.
We highly recommend Greg and the whole team. They really took a lot of the stress and complication out of the mortgage process. They assisted where ever they could to simplify the process for us, and do the leg work that is so time consuming. The admin team were very responsive and communication between their office and us throughout the process was second to none. Thank you so much!!
Raquel Bruno
Raquel Bruno
15. October, 2021.
Greg and his team are extremely helpful and easy to work with. I was originally referred to Davies Home Loans by friends who were really happy with their services for my first home loan application a few years ago. Due to their excellent work, I recently returned as a client to re-finance my mortgage and again, they provided excellent services. The team is pretty on top of the process and are excellent communicators. Thank you Greg and the team for making this process easy and straight forward.
Adam de
Adam de
19. August, 2021.
I have now used the services of Davies Home Loans twice, and both times have been impressed with the friendly service, great communication and ability to deliver results. Both times Greg and his staff have closely worked through the loan application process with me, regularly giving progress updates and clear instructions. Any queries have always been promptly answered and both times they have secured suitable finance with low interest rates. I wouldn't hesitate to use Davies Home Loans again, and would highly recommend their services.