Kingscliff Mortgage Broker

We Understand

We understand that buying a home in Kingscliff is a big deal.  Whether you are escaping the rental rat race or upgrading, you still want the comfort from having a specialist look after you.  Davies Home Loans has a Kingscliff Mortgage Broker that is ready to help you achieve your dream.  As many areas around Kingscliff have relatively newly built homes, unknown costs can be hurting those people as the loan that was great for construction is nearly always not the best home loan in the long term.  We understand that even when people are happy with their loan they just want to check what’s out there and we are willing to help you do this.

We know that when you start looking for a home loan, that the first thing you encounter is an industry pushing an interest rate, which can divert the focus away from you.  Our Kingscliff Mortgage Brokers bring the focus back to you and what you hope to achieve.  They will take time to understand your circumstances and make sure you get a loan that suits your needs and objectives.  The final step is, of course, approaching the lender that suits you best to match or better the rate offered by its competitors.  This way you get the best of both worlds, great product and great rate.

mortgage broker kingscliff
finance lender tweed heads

Serving Kingscliff & Northern Rivers

Kingscliff Mortgage Brokers helping you

Every industry nowadays has specialist software and home loans are no different.  Our Kingscliff Mortgage Broker has access to over 1000 different loan products and our software is updated daily with different lender specials and policy changes.  With this information we are able to enter specific details to search through the data and shortlist lenders that suit you.  What makes us different is that we combine this with knowledge about you to help refine these further.  We then present you with a comparison report showing the good and bad points of selected loans that is used as an initial discussion point to ensure we understand what you want.  Doing this yourself, via the internet, will typically only reveal the favorable things about a home loan (bad news makes poor advertising).  To truly discover everything about a loan, you would need to request and read countless product disclosure documents and terms and conditions booklets or purchase expensive software (as we have).   With our Kingscliff Mortgage Broker on your team things become a lot easier for you.

More than just a home loan

So how does it all work?  The first step is a phone call to us.  We will then collect basic information about you in four main areas; your contact details, financial information, what you want from your future lender and what you want from your future loan.  This takes about 15 mins and ensures that when you meet your Kingscliff mortgage broker arrives at your first meeting, they have already looked at what is available and printed a comparison report for you.  This means that the first meeting is productive and does not waste your time.  Meetings are available by video or in our Tweed Heads South office (near Bunnings).

You could just keep the comparison report and go direct to the bank of your choice without further help from us, but why would you?  We do not charge a brokerage fee for our services, similarly the bank loan officer does not charge you for their wages, as both are paid by the lender you choose.

Kingscliff Mortgage Broker

As we education and property purchasing strategies.  We understand that the home loan process can be confusing and there is nothing worse than discovering a better way after you have already spent your money. When you meet with us, it is like having visiting over 35 different lenders all at once.  We understand your time is important and that you appreciate good service.

We look forward to helping you

No Cost to You

Davies Home Loans Mortgage Brokers do not charge a brokerage fee to help you. We can do this as we will get paid by the lender you chose. Unlike the loan officer in a branch that gets a salary, we invoice the lender under a commission model. Effectively the banks are outsourcing the loan officer job to us for your loan.  Banks actually really need mortgage brokers help as they only hire enough loan officers to handle about 50% of all loans.  Either way the bank pays, but with us, you get the option of many lenders and you get the convenience of us being right here in the Kingscliff area.

More than just a home loan

Our Banora Point mortgage brokers know that there is a lot to consider when financing property in Banora Point and with so many choices out there it can be daunting to work it all out. A simple 15 minute phone call, where we collect your basic information will allow us to conduct an analysis of your unique situation and reveal potential savings to you. Your Banora Point mortgage broker will provide you with a comparison report on competitive lenders matching your situation at our first meeting. You get to retain this information obligation free along with our expert advice and education on issues facing the area.

Kingscliff Area Profile

The size of Kingscliff is approximately 9 square kilometres.  The population of Kingscliff in 2006 was 4,285 people. By 2011 the population was 6,400 showing a population growth of 49% in the area during that time.  The predominant age group in Kingscliff is 0-14 years.  Households in Kingscliff are primarily couples with children and are likely to be repaying between $1800 – $2400 per month on mortgage repayments.  In general, people in Kingscliff work in a Professional occupation.  In 2006, 52.2% of the homes in Kingscliff were owner-occupied compared with 59.6% in 2011.  Currently the median sales price of houses in the area is 748,500.

Settlement history

Settlement of the area dates from the 1840s, with land used mainly for timber-getting and farming. Population was minimal until growth took place during the early 1900s. Significant development occurred from the 1960s. The population continued to increase from the early 1990s as new dwellings were added to the area.

Land use

North Coast – Kingscliff encompasses rural and growing residential and tourist areas, with some industrial land use. Rural land is used largely for dairy farming, fruit growing and crop farming.

We look forward to helping you. Please contact us to find out more about our 2487 Kingscliff mortgage broker services.

Testimonials

Darren Mccalman
Darren Mccalman
6. June, 2024.
Thanks Davies Home Loans for securing a lower interest rate on my home loan. Saving me time & money. Well done
Jared Phelan
Jared Phelan
30. April, 2024.
Greg and his business really go above and beyond even when things get complicated he will continue to serve you at the best of his abilities and help get threw them with you. -Jared."
Gold Coast Shuttle
Gold Coast Shuttle
8. April, 2024.
I felt very at ease once I spoke on the phone with Narelle, regarding starting our application. Greg is happy to meet with you in person to discuss your application. They made it very easy for you to provide documentation in a way that best suits you. Very understanding of self employment and small business circumstances.
Jacob Guinea
Jacob Guinea
2. April, 2024.
Davies Home Loans worked very hard to help me secure my home loan. They are continuing to work with me to get the best current interest rate available. Thank you Greg and team.
David Scott
David Scott
22. March, 2024.
I received a call today from Rochelle who advised that she recently approached the bank I have a mortgage with on my behalf, and the bank has agreed to reduce my interest rate by a little over 1% p.a., which will save me nearly $2,800 p.a. What service! Thanks very much guys!! David
Deon Louw
Deon Louw
8. March, 2024.
From my home loan to rate negotiations, what an awesome team. Highly recommended!! They really do try and get the best for their customers.
tarra martel
tarra martel
27. February, 2024.
Thank you so much to the team at Davies Home Loans! They are a very rare business that is so proactive. They review our loans (without any prompt from us) which consistently saves us money! We have been with the team for 9 years now. Would absolutely recommend!
Brett Mckenzie
Brett Mckenzie
6. February, 2024.
Excellent service, great communication and would recommend to anyone.
Chris Smith
Chris Smith
7. November, 2023.
Greg and his team went above and beyond with not only providing me the right home loan for my needs, but also helping me from the beginning of my journey to buying my first home. Which included sorting out debt, paying my taxes, saving and budgeting. Greg has been very patient, committed, great with communication and putting things in terms that are easy to understand A massive thankyou, highly recommended 10/10 service
Sharon Barnes
Sharon Barnes
14. September, 2023.
Greg and his team are proficient in arranging home loans perfectly suited to the needs of their clients and knowledgeable in understanding many variety of complex situations of lending. I highly recommend Greg and his team at Davies Home Loans, you won't be disappointed.